Your health is our business

TeamHealth offers various avenues of health benefits to employees from dental to vision, even flexible spending accounts to help with other expenses. Just take a look!

Dental Insurance

TeamHealth's dental coverage is offered through Delta Dental of Tennessee. Employees may go to an in-network or out-of-network dentist anywhere in the country. If an employee goes to an out-of-network dentist, Delta Dental will pay the reasonable and customary fee for that area and the employee will be responsible for additional dentist charges. Please click the links below for more information.

Flexible spending accounts

TeamHealth allows employees to set aside pre-tax money to help pay for eligible expenses. 

WageWorks - healthcare & dependent care flexible spending account plans

Elections by new flexible spending account participants made after the beginning of the plan year of October 1st, will have their elections pro-rated in order not to exceed the $2,550 healthcare and $5,000 dependent care annual cap.

Medical Insurance

TeamHealth offers medical insurance to employees. Choices include a Gold Plan (standard PPO), a Silver Plan (high deductible with Health Reimbursement Account), a Bronze Plan (high deductible plan with a Health Savings Account option) and in some areas an indemnity plan. The company and employees share the cost of the coverage. Although a few exceptions exist, most employees are covered under UnitedHealthcare, group number 702703.

Gold Plan 
Silver Plan 

Bronze Plan 


Castlight is your personalized healthcare assistant designed for you to get more out of your health plan and benefits. Clearly see what's covered by your plan, how much services will cost and where you've spent your healthcare dollars. Search ratings and reviews from real patients and find high-quality doctors or specialists in your network. Castlight is offered by TeamHealth at no cost to employees enrolled in the UnitedHealthcare Gold, Silver or Bronze plans. Simply register or login at Get ready to experience healthcare in a whole new way.

Voluntary Benefits

Hospital indemnity and accident insurance


Caremark Prescription Drug Insurance

This plan is a co-insurance plan administered through Caremark. When comparing to Medicare D, the coverage is considered "creditable" for all plans except the High Deductible Plan. In that case, the coverage is not creditable (see Medical home page for more information). In general, co-insurance is 35% of the cost of the drug at retail and 25% of the cost of the drug at mail, for a three month supply. Penalties apply when generics are not purchased when available, or when non-preferred brand drugs are purchased instead of preferred brand drugs. 

For more information, check out the Caremark Prescription Plan SPD and the Caremark one-page summary.

Generic Maintenance Prescriptions: If you are on the UHC Gold or Silver Plans, you can receive a three month supply of Generic Maintenance Prescriptions with only a $10 co-pay. Review the list below to see which prescriptions are included.

Generic Maintenance Prescriptions

Preferred Caremark Drug List:

Preferred Drug List

World-Wide Travel Assistance

TeamHealth makes world-wide travel assistance available to employees for medical purposes. This coverage will help in emergency medical or evacuation situations. Consultants can help find hospitals, transportation, lodging, and medical advice when employees are more than 100 miles from home. 

Click here for a summary of the plan. To download a card to take with you while you travel, download and print the travel assistance card.

Vision Insurance

Vision benefits can help pay for routine eye exams, glasses, or contact lenses. TeamHealth offers EyeMed Vision Care in two voluntary programs - the Preferred Plan and the Premier Plan. The plans both offer in-network and out-of-network benefits. The Premier Plan is better suited to members who wear contacts. 

Effective October 1, 2011, both plans cover digital retinal imaging.

To find providers online, please visit