Health Benefits

TeamHealth offers a variety of healthcare benefits to employees. From medical coverage to dental visits and counseling services, employee well-being is an essential priority for everyday business. 

MEDICAL        DENTAL         VISION         PRESCRIPTIONS         FSA        TRAVEL        CONTACTS

Medical Insurance and LiveWell at TeamHealth

TeamHealth offers medical insurance to employees. Choices include a Gold Plan (standard PPO), a Silver Plan (high deductible with Health Reimbursement Account), a Bronze Plan (high deductible plan with a Health Savings Account option) and in some areas an indemnity plan. The company and employees share the cost of the coverage. Although a few exceptions exist, most employees are covered under UnitedHealthcare, group number 702703.

Gold Plan

One-page summary

Full-plan description

Silver Plan

One-page summary

Full-plan description

Bronze Plan*

One-page summary

Full-plan description

New for 2018, The UnitedHealthcare Concierge Team delivering health care customer service that's built around you!

*Health Savings Account (HSA): If you are enrolled in the high deductible Bronze plan, you may deduct $3,350 if you have individual or $6,750 if you have greater than individual coverage. You may elect an additional $1,000 if you are 55 or older.

HSA User Guide

OptumHealth Bank HSA Brochure

OptumHealth Bank HSA Fees

Real-Life Examples: Joanne; Steve



Castlight is your personalized healthcare assistant designed for you to get more out of your health plan and benefits. Clearly see what's covered by your plan, how much services will cost and where you've spent your healthcare dollars. Search ratings and reviews from real patients and find high-quality doctors or specialists in your network.

Castlight is offered by TeamHealth at no cost to employees enrolled in the United Healthcare Gold, Silver or Bronze plans. Simply register or login at Get ready to experience healthcare in a whole new way.


LiveWell at TeamHealth

TeamHealth’s well-being program, LiveWell at TeamHealth, will provide helpful resources for important areas of your life. TeamHealth medical plan participants can earn points and rewards for taking steps to live happy, live healthy and live well. 

LiveWell is powered by Limeade, a corporate wellness technology company. Visit and click "get started" to activate your account today. Employees and spouses can earn exemption from the $800 health risk premium, a $60 Fitbit credit and a $200 LiveWell credit.


Voluntary Benefits

Hospital indemnity

Accident insurance



Final notice of amendment

Notice of privacy practices

HIPAA certification

Creditable coverage notice

        Summary annual report for TeamHealth welfare benefit plan

Dental Insurance

TeamHealth's dental coverage is offered through Delta Dental of Tennessee. Employees may go to an in-network or out-of-network dentist anywhere in the country. If an employee goes to an out-of-network dentist, Delta Dental will pay the reasonable and customary fee for that area and the employee will be responsible for additional dentist charges. Please click the links below for more information.

Vision Insurance

Vision benefits can help pay for routine eye exams, glasses, or contact lenses. TeamHealth offers EyeMed Vision Care in two voluntary programs - the Preferred Plan and the Premier Plan. The plans both offer in-network and out-of-network benefits. The Premier Plan is better suited to members who wear contacts. 

To find providers online, please visit

Caremark Prescription Drug Insurance

This plan is a co-insurance plan administered through Caremark. When comparing to Medicare D, the coverage is considered "creditable" for all plans except the high deductible plan. In that case, the coverage is not creditable (see Medical home page for more information). In general, co-insurance is 35 percent of the cost of the drug at retail and 25 percent of the cost of the drug at mail, for a three month supply. Penalties apply when generics are not purchased when available or when non-preferred brand drugs are purchased instead of preferred brand drugs. 

For more information, check out the Caremark Prescription Plan SPD and the Caremark one-page summary.

Generic Maintenance Prescriptions: If you are on the UHC Gold or Silver Plans, you can receive a three month supply of Generic Maintenance Prescriptions with only a $10 co-pay. Review the list below to see which prescriptions are included.

Preferred Caremark Drug List

Flexible Spending Accounts

TeamHealth allows employees to set aside pre-tax money to help pay for eligible expenses. 

WageWorks - healthcare and dependent care flexible spending account plans

Elections by new flexible spending account participants made after the beginning of the plan year of January 1st will have their elections pro-rated in order not to exceed the $2,600 healthcare and $5,000 dependent care annual cap.

Medical Travel Assistance

TeamHealth makes world-wide, medical travel assistance available to employees for medical purposes. This coverage will help in emergency medical or evacuation situations. Consultants can help find hospitals, transportation, lodging and medical advice when employees are more than 100 miles from home. 

Click here for a summary of the plan. To download a card to take with you while you travel, download and print the travel assistance card.

Medical Benefits

United Healthcare

Phone: 1.866.675.1608

Group: #702703

United Nurse Line 1.800.401.7396



Flex Reimbursements


Phone: 1.877.924.3967


Life | Disability | FMLA | Travel


Phone: 1.800.822.9103 Unum

Short-Term Disability and FMLA Requests: 1.866.779.1054

Caremark Prescription Services  

Phone: 1.800.481.5613

Plan Code: CRK

Group Code: TEAM

Bin Number: 610029

  Issuer: 80840


LiveWell WorkLife Services

Access code: teamhealth

Phone: 844.526.8300



Charles Schwab

Phone: 1.800.724.7526

Dental Benefits

Delta Dental ofTennessee

Phone: 1.800.223.3104

Group: #4073  




Vision Benefits

EyeMed Vision Care

Customer service: 1.800.521.3605

Nearest provider: 1.877.226.1115

  >> Locate a provider near you