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Health Benefits Information

United High Deductible Plan

The United High Deductible Plan has a $2,000 individual and $4,000 family in-network deductible. This deductible is combined to cover prescriptions and well as normal medical costs. Further, for coverage greater than individual, $4,000 of expense must be met by the family before the plan will pay.

100% of preventive services will be paid by the plan without the deductible being met.

For procedures other than preventive services, 100% of out-of pocket costs are paid by the plan after the deductible is met.

Check out the one-page High Deductible plan summary or full summary plan description.

To compare the risk of the High Deductible Plan versus the Choice Plus PPO Plan, please click here.

Participation in the High Deductible Plan allows members to contribute to a Health Savings Account (HSA) through OptumHealth Bank. Click here for more information about HSA.